Moral is a proactive finance and investment analyst with over 15 years of experience in analyzing financial data, market trends, and investment opportunities. She has a proven track record of optimizing portfolios and enhancing financial performance through detailed risk assessments and strategic investment decisions. With strong expertise in financial modeling, budgeting, and forecasting, she provides senior management with actionable insights for decision-making and long-term growth.

As the Financial Market Analyst (Deputy Manager) at the Central Bank of Nigeria from March 2018 to December 31^st, 2024 achieved a 15% increase in government debt instrument registrations, increased participation in treasury bill auctions by 20% within the first year, developed and executed comprehensive strategies for ensuring compliance with monetary regulations thereby contributing to a 98% compliance rate, and implemented monetary policy tools to control inflation and ensure long-term price stability within the economy.

Her experience in the finance and investment sector includes serving as an Investment Officer and as an Investment Analyst at APT Pension Fund Managers Ltd., where she played a pivotal role in tracking and monitoring investment maturities and ensuring compliance by 87% with established investment limits to maintain portfolio balance, preparing investment proposals and contributing to a 10% increase in approved funding for high-potential opportunities, provided daily asset valuations, ensuring accurate reporting that resulted in a 99% accuracy rate in portfolio assessments, and collaborated closely with cross-functional teams to improve planning and coordination in the investment management process.

With deep expertise in finance and investment, she specializes in asset valuation, investment analysis, and developing funding-ready proposals. She assesses market trends, evaluates financial risks, and provides strategic insights to optimize investment decisions.

She also have years of commercial banking experience with the Zenith Bank of Nigeria where she handles customers KYC and other accounts opening documentations requirements.

Moral holds a master’s degree in Finance and Investment Management from the University of Hertfordshire, United Kingdom, a Diploma in Information System Management from APTECH Computer Education, and a Bachelor’s degree in Accounting from the University of Maiduguri, Nigeria, along with various certifications in Data Analysis, as a Chartered Accountant (ACCA), and as a Financial and Investment Analyst.

By leveraging data-driven financial modeling and portfolio management strategies, Moral is dedicated to safeguarding client investments and upholding the firm’s financial integrity.